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Zander Diamond Retires?

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Re: Zander Diamond Retires?

Postby Amberheart » Sun Oct 14, 2018 9:52 am

CassellsCap wrote:He was awesome against the spirerites home and away

Agreed He will always be remembered for that . Good luck Zander & thank you
KTF !
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Re: Zander Diamond Retires?

Postby Rob » Sun Oct 14, 2018 10:42 am

part time pete wrote:
Sneag wrote:It's happened with full time pros 'retiring' then going on to play non league.


True an ex Liverpool full back went to play for Kidderminster in conference many years ago but when they got promoted to FL he couldn’t play for them


Wasn't there a famous keeper that did the same? I think his club ended up paying the money back to he could play in the league - was it the R&D keeper?
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Re: Zander Diamond Retires?

Postby Big yella » Sun Oct 14, 2018 2:14 pm

Jamie wrote:Wow I'm really shocked at that. If he can get fit and play in Scotland then hopefully he will. The fact he's off our books is good news for us.

Why shocked? Both Rhys Day and Luke Jones did it upon retiring whilst at The Mill.
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Re: Zander Diamond Retires?

Postby Jamie » Sun Oct 14, 2018 4:12 pm

Big yella wrote:
Jamie wrote:Wow I'm really shocked at that. If he can get fit and play in Scotland then hopefully he will. The fact he's off our books is good news for us.

Why shocked? Both Rhys Day and Luke Jones did it upon retiring whilst at The Mill.


Given I didn't know this was quite some common place, I think it is quite shocking and somewhat confusing. Certainly to someone whose had no exposure to sports insurance.

They are getting an insurance payout because they're retiring through injury. Which to most would suggest your paid off because you can't play or earn again from your trade. Yet apparently it's ok to get fit and play a couple of hundred miles up the road, still as a fully paid pro. Just seems odd that the insurance companies would allow this.

Its like telling your car insurance company your car is a write off, getting book value for it, when in fact it's still drivable, road worthy and you'll continue to use it. Obviously that isn't possible as they come evaluate the car. It's all just very odd and not how most people would assume insurance works. Maybe sports insurance is a lot more lenient than house/car/business insurance.
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Re: Zander Diamond Retires?

Postby Big yella » Sun Oct 14, 2018 4:58 pm

Jamie wrote:
Big yella wrote:
Jamie wrote:Wow I'm really shocked at that. If he can get fit and play in Scotland then hopefully he will. The fact he's off our books is good news for us.

Why shocked? Both Rhys Day and Luke Jones did it upon retiring whilst at The Mill.


Given I didn't know this was quite some common place, I think it is quite shocking and somewhat confusing. Certainly to someone whose had no exposure to sports insurance.

They are getting an insurance payout because they're retiring through injury. Which to most would suggest your paid off because you can't play or earn again from your trade. Yet apparently it's ok to get fit and play a couple of hundred miles up the road, still as a fully paid pro. Just seems odd that the insurance companies would allow this.

Its like telling your car insurance company your car is a write off, getting book value for it, when in fact it's still drivable, road worthy and you'll continue to use it. Obviously that isn't possible as they come evaluate the car. It's all just very odd and not how most people would assume insurance works. Maybe sports insurance is a lot more lenient than house/car/business insurance.

I was just shocked you didn't know that two players had done it after leaving us?

I mean you are such a clever fella ;) .
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Re: Zander Diamond Retires?

Postby EdwinstoweStag » Sun Oct 14, 2018 6:30 pm

Experts to the left of us, experts to the right...
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Re: Zander Diamond Retires?

Postby gazza1988 » Sun Oct 14, 2018 8:44 pm

Think of it as career insurance. Their career is PROFESSIONAL footballer. Anything National league and below is considered semi-professional (or lower), whether a club is ran as a professional club is irrelevant.

A player retires from professional football and get a payout because they aren't able to play professionally anymore. Should they join a club and gain promotion to a professional league then they can resume as a professional player but would have to return the payout they received. I guess because they claimed on the pretence that they can't play anymore and now can that it is viewed as a kind of fraud?
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Re: Zander Diamond Retires?

Postby Dave Wayne » Sun Oct 14, 2018 9:04 pm

Jamie wrote:
Big yella wrote:
Jamie wrote:Wow I'm really shocked at that. If he can get fit and play in Scotland then hopefully he will. The fact he's off our books is good news for us.

Why shocked? Both Rhys Day and Luke Jones did it upon retiring whilst at The Mill.


Given I didn't know this was quite some common place, I think it is quite shocking and somewhat confusing. Certainly to someone whose had no exposure to sports insurance.

They are getting an insurance payout because they're retiring through injury. Which to most would suggest your paid off because you can't play or earn again from your trade. Yet apparently it's ok to get fit and play a couple of hundred miles up the road, still as a fully paid pro. Just seems odd that the insurance companies would allow this.

Its like telling your car insurance company your car is a write off, getting book value for it, when in fact it's still drivable, road worthy and you'll continue to use it. Obviously that isn't possible as they come evaluate the car. It's all just very odd and not how most people would assume insurance works. Maybe sports insurance is a lot more lenient than house/car/business insurance.

Car insurance was very different not so long ago. A car that was considered a 'financial' write-off (repair costs more than book value) could be salvaged, in which case you got book value less 10%. Once you had repaired it you could get it MOT'd and back on the road.
I had a car written off twice - theft in 1993 and accident in 1997 - and still sold it to my brother !!
Did the repairs myself each time and made enough money out of the first one to go on holiday. ;)
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Re: Zander Diamond Retires?

Postby tillydog123 » Mon Oct 15, 2018 8:14 am

When he signed I think many thought probably the signing of the season but as always things don't always work out and it is what it is where injury is concerned and sadly Northampton saw the best of him.
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Re: Zander Diamond Retires?

Postby m1cksut » Mon Oct 15, 2018 10:00 am

we seem to have a habit of signing crocks.
makes you wonder how stringent the medicals are, sometimes.
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Re: Zander Diamond Retires?

Postby robda1st » Mon Oct 15, 2018 10:57 am

Rob wrote:
part time pete wrote:
Sneag wrote:It's happened with full time pros 'retiring' then going on to play non league.


True an ex Liverpool full back went to play for Kidderminster in conference many years ago but when they got promoted to FL he couldn’t play for them


Wasn't there a famous keeper that did the same? I think his club ended up paying the money back to he could play in the league - was it the R&D keeper?


think it was mike marsh and the keeper tony roberts
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Re: Zander Diamond Retires?

Postby marker_mtfc95 » Mon Oct 15, 2018 5:49 pm

Would have expected the club to have come out with a statement by now.
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Re: Zander Diamond Retires?

Postby Jamie » Tue Oct 16, 2018 1:06 pm

gazza1988 wrote:Think of it as career insurance. Their career is PROFESSIONAL footballer. Anything National league and below is considered semi-professional (or lower), whether a club is ran as a professional club is irrelevant.

A player retires from professional football and get a payout because they aren't able to play professionally anymore. Should they join a club and gain promotion to a professional league then they can resume as a professional player but would have to return the payout they received. I guess because they claimed on the pretence that they can't play anymore and now can that it is viewed as a kind of fraud?


So how does that work for players who have apparently gone to Scotland? Were they not professional then?
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Re: Zander Diamond Retires?

Postby Rob » Tue Oct 16, 2018 1:08 pm

Jamie wrote:
gazza1988 wrote:Think of it as career insurance. Their career is PROFESSIONAL footballer. Anything National league and below is considered semi-professional (or lower), whether a club is ran as a professional club is irrelevant.

A player retires from professional football and get a payout because they aren't able to play professionally anymore. Should they join a club and gain promotion to a professional league then they can resume as a professional player but would have to return the payout they received. I guess because they claimed on the pretence that they can't play anymore and now can that it is viewed as a kind of fraud?


So how does that work for players who have apparently gone to Scotland? Were they not professional then?


A lot of Scottish league teams are amateur or semi-pro (many would say like their national team :lol: ).
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Re: Zander Diamond Retires?

Postby Jamie » Tue Oct 16, 2018 1:12 pm

Ah ok, thanks Rob. It did seem daft to think you could be paid off by insurance and continue as a pro in another country.
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Re: Zander Diamond Retires?

Postby Martin Shaw » Tue Oct 16, 2018 4:13 pm

"Four points clear as Lincoln are McCaffreyised", CHAD headline, April 1975
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Re: Zander Diamond Retires?

Postby Martin Shaw » Tue Oct 16, 2018 4:25 pm

Good luck Zander. No-one will ever forget this moment:
"Four points clear as Lincoln are McCaffreyised", CHAD headline, April 1975
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Re: Zander Diamond Retires?

Postby Rob » Tue Oct 16, 2018 4:27 pm

Good luck to him, but hopefully this does mean the manager can strengthen a bit more in Jan.
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Re: Zander Diamond Retires?

Postby Chadman » Tue Oct 16, 2018 4:37 pm

Confirmation story and very sad news

https://www.chad.co.uk/sport/football/m ... -1-9399629
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Re: Zander Diamond Retires?

Postby cerfjaune » Tue Oct 16, 2018 6:48 pm

Rob wrote:
Jamie wrote:[quote="gazza1988]

A lot of Scottish league teams are amateur or semi-pro (many would say like their national team :lol: ).[/quote]


Until relatively recently Queen’s Park were the only amateur senior league team in England or Scotland. The SFA have over the last 10 or 15 years admitted other teams, especially from the Highland League, but I don’t know their status.
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Re: Zander Diamond Retires?

Postby STAGS FOR LIFE » Mon Oct 22, 2018 2:31 pm

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Re: Zander Diamond Retires?

Postby bellwhiff » Mon Oct 22, 2018 3:14 pm

Always sad when a player has to retire through injury. All the best in the future.
Being mercenary from a club point of view, I suppose it increases our options in the next window.
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Re: Zander Diamond Retires?

Postby oldweststander » Mon Oct 22, 2018 7:29 pm

Just depends if the club have had to pay his contract up or has insurance covered it?

Good luck to th lad.
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Re: Zander Diamond Retires?

Postby bellwhiff » Mon Oct 22, 2018 9:22 pm

If the club don’t have insurance, bearing in mind the nature of the owner’s business, I’ll go to the foot of our stairs. .
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Re: Zander Diamond Retires?

Postby gazza1988 » Tue Oct 23, 2018 12:27 pm

For the SCMP part it's monitored on a monthly basis. Because he's retired his payout wouldn't be viewed as a wage his remaining wages would be paid if he has insurance (I think the PFA sort that) so as of now his wages are freed up for us to spend under SCMP.

In short, we can now use his allocated wages on another player in January.
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